Health. Thought Together.

Secure international talents in Germany, attract and retain high potentials from abroad, and tackle the skills shortage with tailored, innovative health solutions.

For companies For expats in Germany
Team discusses data and ideas collaboratively in a modern, professional workspace.

Over three decades of experience in the health insurance market and a passion for details – that’s Armin Kremer and Mirja Lundehn, CEOs of KL Versicherungsservice GmbH. Tailored health insurance for expats in Germany and group insurance solutions that empower companies to compete for top talent and attract international professionals. This is where expertise meets collaborative innovation. Always charming, always dedicated, always forward-thinking.

About us

"Healthy, motivated top performers ensure success – we offer strikingly simple solutions in the field of corporate health for your expats. This way, you stay one step ahead of your competitors in times of skilled labor shortages."
— Mirja Lundehn, CEO

Our Business Areas

Smart Corporate Health Insurance Solutions

Make your company more attractive to international professionals: KLforBusiness offers customized group health insurance as a corporate benefit – no health checks, fast, reliable. A crucial advantage in the competition for talent.

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Tailored health insurance for expats

International mobility requires local expertise. Expats living and working in Germany receive personal and transparent advice from us, turning complexity into clarity. Multilingual, culturally sensitive, and always focused on peace of mind – for a secure start in Germany.

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This makes us proud

★ ★ ★ ★ ★

"They are very professional in their approach and assessment. Has helped me with valuable information relevant to my needs. Really appreciate their effort!"

★ ★ ★ ★ ★

"Very helpful and effective service. In short time I got the insurance that I needed with good price and minimum unexpected hassle. Also I experienced a very friendly and perfect English communicatation and immediate responses and support throughout the process. 100% recommended."

★ ★ ★ ★ ★

"I cannot recommend this company enough! Our consultant, Mirja, has been simply amazing. She is quick to respond, extremely patient and has guided us through everything which has made the process feel so much easier than expected. 10/10 service! Thank you!!"

Latest news

Expats Einblicke 08.01.2025

Health Insurance for Expats: Clarity Matters!

The German health insurance system can be complex for expats. KLforExpats offers independent advice for flexible, tailored solutions. With expertise, multilingual support, and fast communication, KLforExpats builds trust and simplifies the choice of the right option.

Mirja Lundehn, CEO

Innovation Trends 02.01.2025

Workforce Protection 2025

Employee protection gains importance amid a skilled worker shortage. Tailored solutions and simplified assessments enhance employer branding. Preventive offerings and corporate health boost attractiveness and provide strategic advantages. KL combines expertise and innovation for sustainable prevention.

Armin Kremer, CEO

Trends 04.12.2024

Budget rates. Future-proof.

Budget rates in corporate health insurance (bKV) offer companies flexible health benefits that can be tailored individually. They enhance employee retention, increase employer attractiveness, and leverage tax advantages. Especially during a shortage of skilled workers, they are gaining importance.

Armin Kremer, CEO

Rethinking Health

Tailored health solutions create added value – for teams and companies. The team at KL Insurance Service combines innovative concepts with simple implementation, thereby enhancing employer attractiveness.

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