Health Insurance for Expats
Personal advice for international professionals on Germany's healthcare system: from life situation analysis to market research, tariff selection, and tailored solutions – ongoing free support included.

A new country, a new language – and a healthcare system that can seem like a labyrinth at first glance. For expats in Germany, the journey often begins with countless questions: How does health insurance work? What’s mandatory, and what’s optional? And how can you be sure you’re making the right choice? It’s a challenge where guidance and expertise are key.
This is where the importance of tailored solutions becomes evident. Not every health insurance plan fits the unique needs of international professionals. Those who travel frequently, have high expectations for medical care, or simply want to ensure that everything runs smoothly in critical situations need more than standard solutions. It’s about trust and quality – two things that are central to KLforExpats.
Finding the right health insurance is not a decision to leave to chance. This is exactly where the team at KLforExpats comes in. Independent and collaborative, with a clear goal: to find the optimal plan for every life situation. The video consultations are not only free of charge but also characterized by listening and understanding. A service that makes a promise: You are the priority. Whether it’s about gaining a basic understanding of Germany’s dual health insurance system or choosing the right provider – KLforExpats sheds light on the complexity and helps make well-informed and sustainable decisions.
"A new home should not begin with uncertainties. Our mission is to provide orientation for expats in Germany – with solutions that create clarity and offer security."

Expats need more than just insurance – they need guidance and support. Especially for expats facing language barriers, the multilingual service is a decisive advantage. All services, from the initial inquiry to the final implementation, are available in English. The team's cultural sensitivity ensures that everyone feels understood. Because it’s not just about insurance – it’s about people and often their families.
But what happens when things don’t go smoothly? Even then, KLforExpats remains a reliable partner. Extensive accessibility and prompt assistance come as standard. No waiting, no guessing – just clear communication and honest answers. The result: a sense of security, knowing you’re in good hands.
In addition to high quality, financial relief matters to many expats – especially in a country like Germany with its high social contributions. The health insurance solutions from KLforExpats not only offer comprehensive coverage but also an optimal price-performance ratio. It’s a promise built on quality and flexibility – two values that are invaluable for expats.
This turns a potentially overwhelming task into a straightforward and clear solution. KLforExpats provides guidance in a complex system and offers ongoing support and care you can rely on. Because at the end of the day, it’s not just about being covered – it’s about feeling completely at ease.
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This is what "our" expats say
"Very attentive and friendly support in English, quick replies on Whatsapp, helpful in answering any question to the details. Highly recommended!"
"I would like to thank Mirja Lundehn and her team for always being there whenever I need them. I moved in Germany in 2021. I did not know anything about health insruance system in Germany. Mirja was always there to explain all my questions. Evertything went very easy and I could get best option for myself. When I need it, I can daily contact with her and her team. They can offer help in german and english. I highly recommend it."
"This is the most professional, responsive and talented insurance team that I've ever dealt with.They know exactly what they're doing and guide you along the process by giving you all the information to make an informed decision. I'm very happy, and would recommend this firm to anyone."
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Your guide through the health insurance jungle
Independent, precise, and to the point: Together, we bring light into the thicket of health insurances. At KLforExpats, we present options, weigh pros and cons with you – ensuring every decision is well-founded and future-proof. A video call that provides clarity.