Over 30 years of experience. Period.

We provide innovative solutions for modern workplaces: customized health and care concepts streamline processes, strengthen companies, and support international professionals in feeling secure with their families in Germany.

Every journey begins with a question: How can security be created that not only protects but also empowers? KL Versicherungsservice has been answering this question for over 30 years with a clear vision – health and care solutions as unique as the people and companies who rely on them. The focus is on what truly matters: reliability, progress, and the ability to adapt to the needs of a dynamic world. Health is more than just a condition; it is a foundation. KL Versicherungsservice understands this and has made it their mission to support companies as well as international professionals and executives in securing this foundation.

With the specially developed offerings KLforBusiness and KLforExpats, we tackle challenges where they are most significant. Corporate health care becomes a strategic advantage in employer branding, while expats in Germany are supported from the very beginning with targeted solutions.

"Security is not the goal, but the beginning. It creates the freedom to act boldly and actively shape the future."
— Armin Kremer, CEO

Experience speaks for itself. A team of seasoned specialists, led by Mirja Lundehn and Armin Kremer, brings over three decades of industry expertise to the table. This knowledge meets the ambition of always staying one step ahead. Whether it’s about straightforward protection of workforce capabilities or practical health insurance comparison tools that speed up decision-making processes: KL Insurance Service stands for efficiency without compromise.

Two people enjoying coffee together, suggesting a relaxed and friendly atmosphere.
The two KLs – Mirja Lundehn and Armin Kremer.

Behind every offering lies a thought: Standard solutions rarely fit. That’s why KL Versicherungsservice develops tailored concepts that meet individual requirements. Businesses benefit from collaborative advice tailored to the goals and needs of their teams. And international professionals receive support that goes far beyond the usual – with a clear understanding of complex life situations and cultural transitions.

When everything is constantly changing, one thing remains constant: the desire for security and trust. KL Insurance Service addresses this desire with a personal approach that is not only competent but also charming. Because, in the end, it’s not just about numbers and agreements—it’s about relationships. Relationships built on trust and shaped by a shared goal: creating solutions that stand the test of time, both today and tomorrow.

Companies that choose KL Insurance Service are choosing more than just an insurance broker. They are choosing a partner who understands that health and care are essential pillars of successful employee retention. They are choosing innovation, flexibility, and the confidence of always receiving the best advice. Because at KL Insurance Service, people are the priority—and you can feel that in every moment of collaboration.